Fractional FP&A for small business

Your numbers,
read forward.

A monthly forecast, a one-page dashboard, and a strategy call — so you see a cash squeeze weeks before it happens, not the morning payroll won't clear.

For owner-run businesses doing $500K–$10M. Month to month, cancel anytime.

Projected cash — next 13 weeks Sample
min cash Week 6 — cash gets tight W1 W13
The gap

Your bookkeeper records the past. Nobody's watching the future.

You know last month's revenue. You roughly know today's balance. But the decisions that actually keep you up — hire now or wait, take the big job, buy the truck — all hinge on a number no one is handing you: what your cash looks like 60 and 90 days out. That blind spot is where profitable businesses get into trouble. We close it.

Every month, in your inbox

Four things, delivered like clockwork.

No software to learn, no spreadsheets to wrangle. You get the read, not the raw data.

Dashboard

A one-page dashboard

The three-to-five numbers that actually drive your business, in plain sight — revenue, margin, cash, and the metrics specific to how you make money.

Forecast

A 13-week cash forecast

Your cash position projected out a full quarter, week by week. We flag the tight spots early and tell you exactly how to cover them.

Commentary

Plain-English commentary

What changed, why it changed, and what we'd do about it. Not a data dump — a read you can act on in five minutes.

Strategy call

A 45-minute strategy call

Time with a finance professional every month. Pricing, hiring, financing, "can I afford this?" — bring whatever's weighing on you.

How it works

Up and running in about an hour of your time.

01 / Connect

We plug into your systems

QuickBooks, bank exports, invoices — even the shoebox. Our automated intake does the heavy lifting; you spend about an hour with us, total.

02 / Baseline

Your first forecast in a week

Within a week you get your opening dashboard and 13-week forecast, plus a kickoff call to set the targets that matter to you.

03 / Every month

The read shows up on schedule

Updated dashboard, refreshed forecast, written commentary, and your call. We chase the data — you never have to "send us the numbers."

Who it's for
$500K–$10MAnnual revenue · owner-operated
Contractors Agencies E-commerce Professional practices Distributors

You already have a bookkeeper or an accountant. What you don't have is anyone looking forward — turning your numbers into decisions before the month is over.

That's the seat we fill: a part-time finance department, priced for a business your size.

Pricing

One clear plan. No lock-in.

Month to month. If we're not paying for ourselves, cancel — no contract to fight your way out of.

3 founding spots Founding client
$750 / month
for your first 3 months, then $1,250 · setup fee waived
  • One-page monthly dashboard
  • 13-week cash flow forecast
  • Plain-English commentary
  • 45-minute monthly strategy call
  • Locked founding rate as we grow
Claim a founding spot
Standard
$1,250 / month
one-time setup & onboarding: $1,500
  • One-page monthly dashboard
  • 13-week cash flow forecast
  • Plain-English commentary
  • 45-minute monthly strategy call
Book a call

Optional add-ons: annual budget build · scenario modeling (new location, big hire, financing) · invoice & AP automation.

Who you're working with

A finance lead and an automation build — in one team.

You get senior FP&A judgment, delivered by a system that does the grunt work so the insight arrives every month without the manual grind.

Finance & strategy

Maria Davila

An FP&A manager with 10 years building budgets, forecasts, and controlling reporting across commercial, manufacturing, and legal-financial advisory work — plus experience teaching pricing strategy and monetization models as a university professor. She owns your numbers and runs your strategy call — the same discipline used to manage multimillion-dollar plans, pointed at your business.

Systems & automation

Chamuel Patino

6 years automating finance and operations workflows, with the last year focused on building AI-enabled tooling into that work. He builds the intake-and-reporting engine behind Patino Davila Advisory — which is how you get finance-department insight at a fraction of finance-department cost.

Questions

Straight answers.

Isn't this what my bookkeeper or accountant already does?+

No — and we don't replace them. They record what happened and keep you compliant. We tell you what's coming and what to do about it. We work from their books, never around them, and good bookkeepers tend to love having us in the picture because we answer the forward-looking questions they aren't scoped to.

Is my financial data safe?+

Yes. Your files live in a dedicated, access-controlled workspace — never a shared personal drive. We sign a mutual NDA before you send anything, and we'll walk you through exactly which tools touch your data and how, up front. If you have a preferred way to share files, we'll work inside it.

What if I want to stop?+

It's month to month. No annual contract, no lock-in, no cancellation maze. If a month goes by and we haven't earned our fee in clarity, you cancel — that's the deal.

How fast will I see something useful?+

Your first forecast lands within a week of onboarding. Most owners spot at least one thing worth acting on in the very first month — a timing risk, a margin leak, or a decision they'd been making blind.

Start here

Thirty minutes. Your actual numbers.

We'll look at where you stand together and tell you honestly whether we can help. No pitch deck, no pressure — you'll leave with a clearer read on your cash either way.

Book a free cash-clarity call